Zip gives you the freedom to buy the things you love today. No fuss, no wait, no worries.

• Nothing to pay today
  Zip pays the store, you get your car serviced
  
  
• Interest free with Zip Pay
  Interest free terms available with Zip Money*
  
  
• Flexible repayments
  Pay Zip back how you like - weekly, fortnightly or monthly
  
  
• Reusable account
  A reusable account with a limit that suits your needs

Whatever you want from AutoGuru, there's a Zip for that

Two great ways to help you own it:

Zip Pay: your everyday spending account - under $1000

• Account limits - Up to $1,000
• Interest - Interest free, always
• Minimum repayments - From $40/month
• Establishment fee - $0
• Monthly account fees - $9.95 (waived if you have no balance)
• Apply for Zip Pay

Zip Money: your everyday spending account - up to $10,000

• Account limits - up to $10,000
• Interest free period - Up to 6 months interest free*
• Minimum repayments - From $40/month or 3% of the outstanding balance (whichever is greater)*
• Establishment fee - A one-off establishment fee may apply. See here for details
• Monthly account fees - $9.95 (waived if your statement balance is zero)
• Apply for Zip Money

How can I use Zip at AutoGuru?

Want it - Choose which service or repair task you want

Zip it - Select Zip at the checkout with a participating service provider (look for the Zip icon on their listing)

Own it - Set your repayments and enjoy your purchase

Zip FAQs

Click here to learn how use Zip with AutoGuru, Fees and interest, Repayments, Refunds and more.

* For Zip Pay - Minimum monthly repayments are required. A monthly account fee of $9.95 applies. This fee is waived each month you pay your statement closing balance, in full, before the due date. Available to approved applicants only. T&Cs apply.

* For Zip Money - Available to approved applicants only and subject to completion of satisfactory credit check. Minimum monthly repayments are required. Paying only the minimum monthly repayment amount will generally not repay a purchase within the interest free period. A monthly account fee of $9.95 will also apply and a one-off establishment fee may apply for new customers. Any balance outstanding at the expiry of the interest free period will be charged at the standard variable rate, 25.9% per annum as at 1 June 2023. Other charges may be payable, see T&Cs. Interest, fees and charges subject to change. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878).